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A lender then has the right to get insurance to cover the vehicle.The Neals' attorney, Macy Hanson of Madison, said "What's shocking is how widespread the conspiracy by Wells Fargo to defraud its own customers."Hanson said it was "pure greed and systemic."More: Wells Fargo says blind woman must abide by arbitration agreementThe lawsuit alleges:In January 2016, Robert Neal received a notice in the mail under the name Wells Fargo Dealer Services stating that it had not received proof of voluntary insurance. 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